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NettoRechner

How your estimate is produced

The calculation follows a fixed order: from gross pay through statutory deductions to monthly and annual net pay. It remains an estimate and replaces neither a payslip nor a tax assessment.

Calculation year 2026Sources checked on

In what order is the estimate calculated?

Each step builds on the previous one. Inputs, assumptions and deductions therefore remain separately visible.

  1. 1. Standardise gross pay and period

    Monthly or annual gross pay is carried across both views. Money remains in cents until it is displayed.

  2. 2. Apply wage-tax characteristics

    Tax class, factor and church-tax liability control monthly withholding. Wage tax is a prepayment and not automatically your final annual tax.

  3. 3. Calculate social insurance separately

    Pension, unemployment, health and long-term care insurance are shown as separate lines. The fund-specific health rate and care status remain explicit assumptions.

  4. 4. Reconcile the result

    Gross pay minus taxes and employee contributions produces estimated net pay. The statement also shows direct employer cost without claiming to include every variable levy.

What does the estimate leave out?

Special cases such as second jobs, one-off payments, company cars, cross-border work and Aktivrente need a separate check. A standard case does not silently assume rules for them.

Which official sources are used?

The production calculation is checked against primary sources. The date shown is the published status or the most recent retrieval.

How are corrections handled?

Report a discrepancy with its source and an example. The claim is checked against the primary source. If it affects a calculation value, the data status, calculation and visible review date are corrected together.

Report a correction