Gross-to-net estimate for Saarland

This page separates the nationwide calculation rules from what Saarland decides for itself. It claims no local distinction that the data set does not carry.

What changes with the federal state?

Exactly two figures. The estimate therefore keeps the workplace state as a separate assumption, so state-related treatment does not disappear inside a general default. Church tax is included only when you state that it applies.

  • Church tax: 9.0% of the assessment base in Saarland, where a church-tax liability exists.
  • 14 of the sixteen states levy this rate. Only Baden-Württemberg and Bavaria sit below it, at 8.0%.
  • Care insurance: 1.8% each from employee and employer, 3.6% together. Only Saxony splits the contribution differently.

Both values come from the 2026 data set, last checked on July 27, 2026.

What remains governed nationally?

Everything else: the wage-tax schedule, the solidarity surcharge, the social-insurance contribution rates and the contribution ceilings. Tax class and contribution status remain personal inputs, not characteristics of Saarland.

Check before comparing

  • Is Saarland the correct workplace state for this scenario?
  • Does the church-tax input match your actual liability?
  • Did you select your health fund instead of a reference value?
  • Are parent status and children under 25 recorded separately?

States whose figures differ

There the estimate comes out differently under the same assumptions.

View all federal states

The full statement with every deduction is in the gross-to-net calculator.